Terms & Conditions

Welcome to Spades Financial Group!

These terms and conditions outline the rules and regulations for the use of the Spades Financial Group website, located at https://spadesfinancialgroup.com/.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Spades Financial Group if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice, and all Agreements:
"Client," "You," and "Your" refers to you, the person using this website and compliant with the Company’s terms and conditions.

"The Company," "Ourselves," "We," "Our," and "Us" refers to our Company.
"Party," "Parties," or "Us" refers to both the Client and ourselves.


All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, in accordance with and subject to prevailing law.

Cookies

We employ the use of cookies. By accessing Spades Financial Group, you agreed to use cookies in agreement with our Privacy Policy. Cookies help us enable key functionality and analyze user behavior to improve experience.

 

License

Unless otherwise stated, Spades Financial Group and/or its licensors own the intellectual property rights for all material on this website. All rights are reserved. You may access this site for personal use subject to restrictions set in these terms.

You must not:

  • Republish material

  • Sell, rent or sub-license material

  • Reproduce or copy material

  • Redistribute content without permission

User Comments

Certain areas of this website may allow users to post and exchange opinions or information. Spades Financial Group does not filter or pre-approve Comments. Comments reflect the views of the user only. To the fullest extent permitted by law, we shall not be liable for Comments or any damages resulting from them.

You warrant that:

  • You have the right to post your Comments

  • Your Comments will not violate intellectual property rights

  • Your Comments will not be defamatory, offensive, or unlawful

  • Your Comments will not be used for unsolicited promotion or illegal activity

You hereby grant Spades Financial Group a non-exclusive license to use and edit your Comments across all platforms and media.

Robocalling & AI Consent

By submitting your information to Spades Financial Group, you consent to receive communications via text, email, phone, and AI-assisted tools. This includes automated messages and scheduling, as well as promotional outreach related to insurance agency opportunities.

 

Hyperlinking to Our Content

Approved organizations such as government agencies, search engines, news outlets, and online directories may link to our website without written approval.

Other requests will be considered if:

  • The link is not deceptive

  • It does not imply endorsement or affiliation

  • It fits the linking site’s content and format

You may link to our homepage using:

  • Our business name

  • The full URL

  • A contextually relevant label

Use of our logo or branded materials requires written permission.

iFrames

You may not frame our website in any way that alters its appearance without written approval.

 

Content Liability

We are not responsible for content that appears on your website. You agree to defend and indemnify us against claims related to your site and any links to our content.

 

Your Privacy

Please review our [Privacy Policy].

 

Reservation of Rights

We reserve the right to request that you remove any or all links to our website. By continuing to link, you agree to be bound by these terms. We may modify this policy at any time.

 

Removal of Links from Our Website

If you find any offensive or broken links, you may notify us at [email protected]. We will consider requests but are not obligated to respond.

We do not guarantee the accuracy, completeness, or availability of information on this website.

 

Disclaimer & Legal Notice

To the fullest extent permitted by law, we exclude all warranties and conditions relating to this website and its use.

Nothing in this disclaimer shall:

  • Limit or exclude liability for death or personal injury

  • Limit liability for fraud or fraudulent misrepresentation

  • Exclude any liabilities not permitted by law

Spades Financial Group is a fictitious brand owned and operated by Yelprat Digital, LLC and Agent Lead Lab. We are not a licensed insurance agency, IMO, FMO, or carrier. We do not sell insurance products or provide financial advice. Our role is to connect licensed agents with third-party agencies based on submitted preferences.

By using this website, you acknowledge and accept that Spades Financial Group is functioning solely as a marketing and referral platform and that any contracts, compensation, or onboarding decisions will be handled by the agency that contacts you directly.

As long as this website and its services are provided free of charge, we will not be liable for any loss or damage of any nature.

Contact Information

For legal or support questions, email us at:
📧 [email protected]